Willing Wisdom Index – Contest Terms and Conditions

Détente Financial Press Ltd. WIN $500 Cash for Will Contest (the “Contest”)
OFFICIAL RULES (the “Rules”)

This Contest is intended for viewing and participation in Canada and the United States only and shall be interpreted according to the laws of Canada. Participants must be legal residents of Canada or the United State who are at least the age of majority in their province or territory or state of residence at the time of entry.

SPONSOR: The sponsor of this Contest is Détente Financial Press Ltd. (the “Contest Sponsor”).

ELIGIBILITY: The Contest is open to legal residents of Canada and United States excluding the Province of Quebec, who are at least age of majority in their province or territory or state of residence at the time of entry. The Contest is not open to employees of the Contest Sponsor or Index Subscribers, and each of their respective parents, subsidiaries, affiliates and related companies, representatives, agents, advertising or promotion agencies, contest prize suppliers, any other companies engaged in the development, production or distribution of materials for this Contest, and members of their immediate families (defined as spouse, parent, child, sibling, grandparent, regardless of where they live), or persons domiciled with (whether related or not) any of the above.

CONTEST PERIOD: The Contest begins at 9:00 am Eastern Time (ET) on Dec 1, 2018 and ends at 11:59:59 pm (ET) on Dec 31, 2018 (the “Contest Period”). The Contest will continue in perpetuity on a monthly basis, beginning on the first day of each month and with a winner being determined on the last day of every month at 11:59:59. When this contest is terminated or the terms change such notification will be posted at https://www.willingwisdomindex.com/termsandconditions.

HOW TO ENTER: On the last day of every month, two electronic ballots (names of people who have entered their email address and completed their Willing Wisdom Index checklist) will be selected. Ballots are awarded to people whom have completed “The Index” during the preceding month using the following formula: Respondents who receive Willing Wisdom Index scores of 1 to 33 – three ballots entered in their name; scores of 34 to 66 – two ballots entered in their name; and scores of 67 to 100 – one ballot entered in their name. The selected ballot-holders will receive an email from Willing Wisdom Index with a skill-testing question. If the selected ballot-holder answers the question correctly they will be declared a winner. This process will be repeated until there are two winners for each monthly contest.

HOW TO CLAIM: The winner has six months from the date of the draw to claim their prize. Upon receipt of a duplicate invoice, from a law firm of the winner’s choice, showing that a legal Will, Power of Attorney and/or Health Care Directive was drafted or updated, THE SPONSOR will send the winner a cheque for $500. If for any reason there is a technical failure of the software to determine a winner, a manual draw using the same odds of winning will take place.

Only one (1) account may be used by any person to participate in the Contest. Duplication or any attempts or suspected attempts, as determined in the sole discretion of the Contest Sponsor, to exceed the maximum number of accounts per person or per email address is a violation of these Rules and may result in disqualification and forfeiting of any prize. Entrant must not create false identities, or impersonate any person or entity, or falsely state or otherwise misrepresent an affiliation with any person or entity. While any one person may complete the Willing Wisdom Index questionnaire as many times they like, they must do so with the same name and email address.

The sole determinant of time for the purposes of receipt of a valid entry in this Contest will be the Contest SPONSOR. Automated, scripted or robotic entries are prohibited, and any use of such automated devices may result in disqualification. Proof of submission does not constitute proof of receipt.

In the event of a dispute over the identity of an entrant, the entry will be considered made by the Registered Owner (as defined in below) of the applicable email address. “Registered Owner” is defined as the natural person who is assigned an email address by the organization/individual that is responsible for assigning email addresses for the applicable platform.

Although internet access and an email account are required to participate, if you do not have Internet access via a personal computer or device, your local public library, Internet café, retail business and others offer access to the Internet and a number of Internet service providers and other companies offer free email accounts.

NO PURCHASE NECESSARY. Purchase is not required and does not enhance a person’s chance of winning.
HOW TO PLAY AND ENTRIES: Once you have registered for the Willing Wisdom Index questionnaire at www.willingwisdomindex.com by entering your email address and submitting your completed questionnaire, you will have automatically entered the contest based on the formula described in the HOW TO ENTER section.

PRIZES:
$500 Cash Prize. There are a total of two (2) $500.00 monthly Cash Prizes to be won during the Contest Period Monthly), each consisting of a $500.00 cheque sent to winners who produce a duplicate invoice from a licenced lawyer/attorney for the preparation of their legal will, Power of Attorney and/or Health Care Directive. Winners have six (6) months from the date of the draw to produce their invoice and trigger the release of their $500.00 winning cheque.

The winner of the monthly $500.00 monthly draw acknowledges that the Sponsor of this contest are not in any manner responsible or liable for any warranty, condition, representation, or guarantee, express or implied, in fact or in law, relative to any prize, including but not limited to the quality of any legal will, Power of Attorney or Health Care Directive executed as part of this prize redemption.

DRAWS:
Monthly Draws: For each month of the Contest Period, a random draw (the “Monthly Draw”) will be conducted from among all eligible entries received in the Contest. In the event that there are no entries received for any monthly Prize during the Contest Period, that monthly Prize Draw will not be conducted and that monthly Prize will not be awarded.

NOTE: All Entries received during the Contest Period are not carried forward and are not eligible for consideration for future draws.

HOW TO CLAIM A PRIZE:
$500.00 CASH PRIZE: If you are selected as eligible to win $500.00 Cash Prize, you will be notified by email within five (5) business days following the draw (the “Prize Notification”). In order to be declared a winner, a potential winner must: (i) respond to correspondence from the Contest Sponsor within five (5) business days of Prize Notification; (ii) correctly answer, without assistance of any kind, whether mechanical, electronic or otherwise, a required mathematical skill-testing question; (iii) sign a form of prize claim form and release of liability releasing the Contest Sponsor from any and all liability in connection with this Contest, his/her participation therein and/or the awarding and use/misuse of any prize or any portion thereof and return to the Contest Sponsor’s by fax or email within five (5) business days of receipt of the prize claim form and release of liability; and (iv) otherwise comply with these Rules. If a potential Prize winner fails to meet any of these requirements, he/she may be disqualified and forfeit the Prize. The Contest Sponsor may then, at its sole and absolute discretion, select by random draw another eligible entrant whom the Contest Sponsor or its representatives will attempt to contact, and who will be subject to disqualification in the same manner. The Contest Sponsor will not be responsible for failed attempts to notify any potential Prize winner. Once a potential winner has been verified as a winner, they will be sent an email from Détente Financial Press Ltd. on how to claim their $500.00 Prize.

No responsibility is assumed by the Contest Sponsor for prizes after they have been sent, and each winner bears all risk of loss or damages to his/her prize after shipping. The Contest Sponsor makes no representations, warranties or conditions of any kind concerning the appearance, safety or performance of any prize. Winner bears all risk of loss or damages to prizes after delivery. Unclaimed prizes will not be awarded.

ADDITIONAL CONDITIONS OF PARTICIPATION: By participating in this Contest, each entrant accepts and agrees to these Rules and all decisions of the Contest Sponsor, which shall be final and legally binding on the entrant in all matters relating to this Contest including, without limitation, eligibility and/or disqualification of entries. All entries become the property of the Contest Sponsor and will not be acknowledged or returned. No responsibility is assumed by the Contest Sponsor for any inability for a potential entrant to successfully enter any draw for any reason. The Contest Sponsor is not responsible for late, lost, damaged, misdirected, or incomplete entries. Proof of transmission (e.g. screenshots) does not constitute proof of receipt by the Contest Sponsor. By submitting an entry to this Contest, entrants confirm their compliance with these Rules, and release the Contest Sponsor, and each of their respective subsidiaries, parents and affiliates, and each of their respective shareholders, employees, directors, officers, representatives, agents, successors and assigns (collectively, the “Contest Sponsor”) from all liability or responsibility for any claim arising in connection with entrant’s acceptance, use or misuse of the prize or otherwise from such entrant’s participation in this Contest. By entering this Contest, each entrant and winner acknowledges and agrees that the Contest Sponsor disclaims any implied warranty of any will, power of attorney or health care directive prepared and executed by a contestent as part of this Contest.

DISPUTES:

RESIDENTS OF QUEBEC: Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux for a ruling. Any litigation respecting the awarding of a prize may be submitted to the Régie only for the purpose of helping the parties reach a settlement. Any applicable decision to be made by the Contest Sponsor affecting the conduct of this Contest are subject to a ruling of the Régie des alcools, des courses et des jeux.

RESIDENTS OF CANADA AND THE UNITED STATES, EXCLUDING QUEBEC: All issues and questions concerning the construction, validity, interpretation and enforceability of these Rules, or the rights and obligations of entrant and the Contest Sponsor in connection with the Contest, shall be governed by, and construed in accordance with, the substantive laws of the Province of Ontario without regard to conflicts of law principles. All entrants consent to the jurisdiction and venue of the Province of Ontario.

Any attempt by an entrant or other individual to deliberately damage any website or undermine the legitimate operation of this promotion, including but not limited to any fraudulent claims, is a violation of criminal and civil laws. Should such an attempt be made, the Contest Sponsor reserves the right to seek remedies and damages from any such individual, to the fullest extent permitted by law, including criminal prosecution. Participants engaging in any of the foregoing activities may be disqualified and will forfeit any prizes won.

Entries generated (or suspected to have been generated) by script, macro, robotic, programmed, or any other automated means are prohibited and will be disqualified.

The Contest Sponsor may, at its sole discretion and without liability, terminate the Contest in whole or in part, without notice, or modify or suspend the Contest at any time, subject to the approval of the Régie des alcools, des courses et des jeux with respect to the province of Quebec, if fraud, technical failures, including any network server or hardware failure, viruses, bugs, errors in programming, or communications or any other errors or other causes beyond the control of the Contest Sponsor corrupt the administration, integrity or security of the Contest or if any other factor interferes with the conduct of this Contest as contemplated by these Rules. In no event will the number of prizes awarded exceed the available number of prizes as specified in these Rules.

The Contest Sponsor is not responsible for (and reserves the right, in its sole discretion, to correct) typographical or other errors in the offer or administration of this Contest, including but not limited to, errors in advertising, the Rules, the selection and announcement of winners, distribution of the prizes or technical malfunctions of telephone network lines, computer online systems, servers or providers, computer equipment or software, viruses, bugs, failure of personal computers and/or software and hardware configurations, or failure of any email to be received by the Contest Sponsor or a participant for any reason including but not limited to traffic congestion on the Internet or at any website or combination thereof. The Contest Sponsor is not responsible for damage to a user’s system occasioned by participation in this Contest or downloading any information necessary to participate in this Contest. The Contest Group does not warrant that access to or use of the Contest will be uninterrupted or error-free.

This Contest is subject to all applicable Canadian and United State, federal, provincial, territorial and municipal laws. Void where prohibited.

All issues and questions concerning the construction, validity, interpretation and enforceability of these Rules, or the rights and obligations of entrant and the Contest Sponsor in connection with the Contest, shall be governed by, and construed in accordance with, the substantive laws of the Province of Ontario without regard to Ontario conflicts of law principles. All entrants consent to the jurisdiction and venue of the Province of Ontario. The Contest Sponsor’s failure to enforce any term of these Rules shall not constitute a waiver of that provision. The invalidity or unenforceability of any provision of these Rules shall not affect the validity or enforceability of any other provision. If any provision of the Rules is determined to be invalid or otherwise unenforceable, then the Rules shall be construed in accordance with their terms as if the invalid or unenforceable provision was not contained therein.

In the event of any discrepancy or inconsistency between the terms and conditions of these English language Rules and disclosures or other statements contained in any Contest-related materials, including, but not limited to: the declaration of compliance and release of liability, and/or point of sale, print or online advertising; the terms and conditions of these English language Rules shall prevail, govern and control.

PERSONAL INFORMATION AND PUBLICITY RIGHTS: Unless entrants otherwise indicate, the personal information collected, used and disclosed by the Contest Sponsor about entrants in the course of this Contest will be used by the Contest Sponsor for the administration of the Contest and prize fulfillment. The Contest Page is hosted on servers in the United States and Canada, and the personal information you provide may therefore also be subject to the laws of the United States and Canada. For further information about Contest Sponsor’s privacy practices, please see the Contest Sponsor’s Privacy Policy at: http://WillingWisdom.com

By participating in this Contest or accepting a prize, you agree to the Contest Sponsor’s use of your name, city/province/state/territory of residence, picture, biographical information, statements, voice and likeness in any advertising and publicity the Contest Sponsor may conduct relating to the Contest in any media or format, whether now known or hereafter developed, including but not limited to the World Wide Web, at any time or times in perpetuity, without further compensation or notice.